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Using Cell Phones While Driving Increases Car Insurance Rates

Cell phones are the omnipresent electronic devices of this era, and multi-tasking is the byword of this generation. So, it is quite natural to see many people jovially chatting over the mobile phone or thumbing down instant jokes while negotiating the traffic on busy highways. It is a habit that spreads like the bushfire does in Australia. And in the long run, it is as deadly as well.

Studies have proved that drivers who use cell phones while driving are more prone to cause accidents. Many researchers have equated driving while using mobile phones (or is it the other way around?) to drunken driving. They say that in both cases, a person does not have enough focus and mental capacity to carry out a potentially dangerous activity like driving. If you also have this habit, do not shrug and dismiss this article as nonsense. There are many gains - both for you and for others - if you do away with this habit.

The Advantages Of Stopping Cell Phone Use While Driving

The primary advantage is that you are keeping a safe distance from accidents. It has been estimated through various studies that a person using cell phone is four times more likely to meet with an accident. The reasons for this are not hard to understand. One cannot focus fully on the road and the other vehicles, if one keeps on chatting on phone simultaneously while driving. Thumping, or writing text messages on the cell phone, is a doubly dangerous activity. It requires the driver to control the vehicle with one hand and half a mind.

Well, let us drive past the usual negative thoughts on the same subject, such as accidents can happen to anybody and other similar gospels. Just for the record, there are a number of people who have been driving without causing any major accident.

The second, and perhaps a more tangible, benefit is the reduced car insurance Canada premium. In many states in the USA, using cell phone while driving is a traffic offense that can get you a penalty ticket. The more the number of tickets you attract against your name, the higher will be the insurance premium. In these troubled times of economic recession, insurance companies are eagerly waiting for something to increase the insurance premium. They can easily track the tickets against your name, even if you got those in faraway locations.

The rules regarding this are not consistent across the country. Different states have different sets of rules. At present, seven states have banned talking through a handheld device and texting while driving for general public. But more states - 17, to be precise - have banned the use of mobile handset device for beginner drivers. Several states allow the person to use hands-free device for talking through the cell phone while driving. But it is strongly reminded that driving does not lend itself to multitasking.

Young drivers should be more conscious about the financial burden, if not the social troubles, that can be resulted from their cell-phone-induced driving. The rules regarding cell phone use are more stringent for the new drivers and the increase in the tax premium is steeper. The bottom line is that using cell phones while driving not only increases your phone bills, but raises your car insurance premium as well.


Some Of The Reasons Why Hybrid Automobiles Are So Popular

Basically a hybrid car is a battery powered car and a gas powered car. The battery drives the car until more horsepower is needed such as to get on the highway or interstate. The battery will let you cruise I think of speeds up to 60mph but if you want to accelerate fast then you have to use the gas.

Hybrid cars are simple really you just have batteries then you have the gas motor and then you have a transmission and gas storage. As you may already know though it gets really good gas mileage because you don't really need to use the gas motor unless you need to accelerate really quickly. That is the secret behind the good mpg.

The cool thing about the gas motor in hybrids is that you only need gas in the motor to power the generator that powers the batteries which drives the car. So you only need enough gas to start the car really but it is good to have a full tank at all times as needed in case something did however fail.

The new hybrids I think are pretty cool I mean you don't have to fill up on gas that much because unless you are racing you do not need the gas you just need the batteries to be able to cruise. I think it is a good idea and I would like to own a hybrid because of the gas prices these days. Think about it you would be filling up maybe once a week that is pretty good you might even be able to make that last two weeks depending on how much that you drive around and how far you drive.

They are coming out with new hybrids all the time and I am sure that soon they will be coming out with just a battery powered car that can speed and not need gas. I think that would be the future that or hydrogen powered cars. Maybe even propane but that's still a gas just like hydrogen.

So if you want a hybrid and you are tired of paying for gas then you need to get one and you would need one even more if you worked far from home because I am sure that if you are driving a regular gas powered car now you would be saving at least 60% if you converted to the hybrid. These cars are very cool and save awesome amounts on gas and will let you just use the battery until you need to speed up for some reason. So if you want one start looking today for your new hybrid you might find one that you like a lot.


How To Easily Install A Car Stereo Yourself

Installing your new car stereo is so simple all you do is take out the old one by just unscrewing all the bolts from the dash if needed and then just pull out the stereo away from the wiring harness.

Just be careful when you are putting in your new hardware it will be very easy to hook up the wiring harness the wrong way especially if you are hard wiring it back together.

You will just want to start out by pulling anything away from the dash that is needed when trying to take out the existing stereo that is in your car and even more when you are installing the new stereo.

Head units are the easiest type of CD player to install in a car. You just get a new hole kit at Wal-Mart or advanced if you do you even need one and then just put it in so the head unit will fit and not be sliding around and pulling out when you hit the brakes. You will also probably need a new wiring harness with it.

After you install the head unit you will have to either hard wire the existing wiring harness if you cannot find one for the make of the car or you will have to buy one from a stereo store. Then you just hook the head unit up to the wiring harness and then mount the ground wire and then you are good to go. It is really that simple after you read what I just said and then try and install a new head unit.

If you really want your speakers to sound good with your new head unit you will want to get a highs and mid amp to go along with your head unit and speakers it will make it sound all the better with a new head unit.

When you want to get into bigger and better things you can go to circuit city or best buy and buy yourself some subwoofers and another amp to power those and hook that up and really be doing it big. It is a little bit harder to install but it is the same thing. The only thing that you do different other then installing the head unit is you just run the RCAs to the head unit and run the live wire from the amp to the battery it is that simple. The other things you just wire the speakers to the amp and mount the ground wire for the amp and you're done. All that simple and takes probably under an hour if you are doing a simple car to trunk installation. Then you just tune your amp to how much wattage you want to put out and you start bumping your subs and it will sound so good inside a trunk especially if you get this stuff called DYNOMAT and put it all in the inside of your trunk nothing will rattle and it will sound so much better.


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